How Yocto Capitals works

Deposits, returns, commissions and withdrawals are all just signed entries appended to one log. Balances are computed from that log, so they can always be re-derived and proven. Corrections are never edits — they are new, offsetting entries, which means the full history stays intact and auditable forever.

• Atomic

  A balance change and its transaction entry land together, or not at all.

• Idempotent

  A retried publish or webhook can never double-credit — keys deduplicate it.

• Auditable

  Every entry stores a signed amount and a balance-after snapshot.

1. 01

   Identity verification (KYC)

   Before any money moves, you verify your identity. The personal data you submit — legal name, date of birth, address and document number — is encrypted at rest the moment it reaches us. Only an authorized compliance reviewer can decrypt it.

2. 02

   Deposits

   Fund your account by crypto or bank wire. A deposit starts as a pending request; once confirmed it is credited to your wallet through the ledger, creating a permanent, signed transaction entry. Requests carry an idempotency key, so a double-submit can never double-credit.

3. 03

   Weekly returns

   Returns are never auto-applied. An administrator drafts a batch, the drafts are reviewed, and only on publish are they credited — each via an idempotent ledger entry tied back to the originating return. Your dashboard reflects the credit in real time.

4. 04

   IB commissions

   Referral commissions pay every approved IB in a depositor’s upline at the published per-level rate, credited daily to a dedicated IB wallet. The same business feeds your tier progress from Novice to Apex, where each tier banks a one-off cash bonus.

5. 05

   Withdrawals

   Requesting a withdrawal immediately holds the funds (moving them from available to locked) without changing your total. Large withdrawals require two distinct approvers before settlement. On payout the debit settles atomically; a rejection releases the hold back to available.